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Income Tax Calculator (FY 2025-26)
Old regime vs new regime — enter your income and deductions, and instantly see which regime saves you more tax this year.
Income (FY 2025-26)
Deductions (used in old regime only)
Max ₹1,50,000
Max ₹1,00,000 (with senior parents)
Use our HRA calculator
Max ₹2,00,000
Max ₹50,000
New Regime Better
₹0
Taxable: ₹11,25,000 · Std deduction ₹75,000 · No tax up to ₹12L income
Old Regime
₹1,17,000
Taxable: ₹10,00,000 · Your deductions: ₹1,50,000
Indicative computation for resident individuals below 60, FY 2025-26 (AY 2026-27), including 4% cess and Section 87A rebate with marginal relief. Surcharge (income above ₹50L) and special-rate incomes (capital gains etc.) not included.
New regime slabs (FY 2025-26)
₹0–4L: nil · ₹4–8L: 5% · ₹8–12L: 10% · ₹12–16L: 15% · ₹16–20L: 20% · ₹20–24L: 25% · above ₹24L: 30%. With the ₹75,000 standard deduction and Section 87A rebate, salaried income up to ₹12.75 lakh pays zero tax in the new regime.
The old regime keeps lower exemption limits (₹2.5L) but allows deductions — 80C, 80D, HRA, home-loan interest. The break-even depends entirely on how much you actually claim, which is exactly what this calculator compares.
Want maximum refund, filed by an expert?
CA-assisted ITR filing with regime optimisation and AIS reconciliation — from ₹1,999.
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